Hospital Indemnity

  • New for 2019-20

    AFLAC HOSPITAL INDEMNITY PLAN IS INTRODUCED FOR THE 2019-20 PLAN YEAR

    Hospital Indemnity insurance is designed to supplement your medical coverage (not replace it), easing the financial impacts by covering some of the additional out-of-pocket expenses associated with a hospital or intensive care stay. It provides cash benefits paid directly to you for hospitalization admission.

    The Hospital Indemnity Plan includes:

    • Guarantee-issue for all eligible applicants during Open Enrollment (no underwriting).
    • No pre-existing limitations - all hospital stays where you are charged for an over-night stay are covered, including pregnancy.
    • If the mother is covered, a newborn child is also covered for 60 days. For example, a new born will be covered if the mother is covered or the Father has Employee and Spouse coverage.
    • Pays $1,000 per Hospital Confinement 
    • Pays $200 per day while hospitalized - 10 day max per covered event
    • Pays $200 per day in ICU - 10 day max per covered event
    • Covers unmarried children up to age 26

     Click here for more details.

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